Configure Your Budget
Feeding method
Baby has health insurance?
Estimated budget for First year (12 months) · Newborn (0–3 months)
$61,790
total estimated spend
$5,149
avg / month
$169
approx / day
$1,790
one-time costs
$60,000
over 12 mo
recurring
Customise by Category (expand to adjust individual items)
📊 Scenario Comparison
How costs differ across budget levels — same setup, different spending choices.
💚 Budget
$37,760
over 12 mo
💙 Mid-range
$61,790
over 12 mo
💜 Premium
$103,930
over 12 mo
💚 Budget: Second-hand gear, store-brand products, cloth nappies
💙 Mid-range: Mix of new and second-hand, mainstream brands
💜 Premium: All new, designer brands, full-time nanny
Baby Expense Calculator — Frequently Asked Questions
Sources & Methodology
Last reviewed: October 17, 2026
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